Scam or scamming belongs to social engineering. It is a scam set up in e-mails, postings, chats, and social media that psychologically manipulates the people being written to or approached.
Scams often appeal to people's emotions, they appeal to their willingness to help, to interpersonal feelings or urge them to take certain actions, for example, to transfer money immediately.
No programs can help against scams, only common sense. The person addressed must think about the meaning of the actions and, above all, think about why he should transfer money and how he should secure such a transfer. He must make a realistic assessment of the usually fraudulent offer and not follow the greed of quick money.