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host card emulation (m-payment) (HCE)

Host Card Emulation (HCE) is a technique for mobile money transactions, m-payment.

HCE technology relies on emulation of various and identity cards and credit cards. The transaction is done through the smartphone operating system rather than using near- field contactless communication. This eliminates the need for special SIM cards with Secure Elements( SE) required for NFC payment.

The market acceptance of host card emulation is due not least to the Android smartphone operating system, which dominates the market.

Englisch: host card emulation (m-payment) - HCE
Updated at: 07.09.2018
#Words: 77
Links: emulation, identity, transaction (TRX), smartphone operating system, field
Translations: DE

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