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host card emulation (HCE)

Host Card Emulation (HCE) is a technique for mobile money transactions, m-payment.

HCE technology relies on the emulation of various and identity cards and credit cards. The transaction is carried out via the smartphone operating system rather than using contactless near field communication, eliminating the need for the special SIM cards with Secure Elements (SE) required for NFC payment.

The market acceptance of host card emulation is not least due to the market-dominating smartphone operating system Android.

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Englisch: host card emulation - HCE
Updated at: 07.09.2018
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Translations: DE