The Central Credit Committee (ZKA) is an association made up of associations of the German banking industry.
The German Savings Banks and Giro Association (DSGV), the Federal Association of German Cooperative Banks (BVR), the Association of German Banks (BdB) and the Association of Public Sector Banks (VÖB) are members of
the Central Credit Committee (ZKA).
in termsof their equipment and functionality and has divided them into ZKA classes.
The ZKA is headed by a chairman who comes from the aforementioned associations.